Credit Repair Myths - The Real, Down To Earth Truth ...
and a little further down you will learn how you can get your Credit Repaired for FREE!! (Yes,
I am a local real estate broker and this is absolutely true... and yes
there is a catch, but this is one catch you will actually enjoy!)
We may not be able to relieve all of your doubts,
concerns and fear, but I have heard so many of my past clients, future
prospects and even friends literally state that they cannot buy a home,
and will not be able to for several years due to their current credit
situation, and so many times this is completely and utterly false!
Everyone
seems so sure that their situation is different and that they really
could not be helped, or they have tried to repair their credit and
gotten nowhere. The ones who have tried and made no progress are
the hardest to convince... they usually are polite and may listen, but
they no more believe we can help them with their credit than we would
help them achieve 6 pack abs in 3 weeks.
This is so frustrating because I see people sitting
on the sidelines who could have the home they really want for their
family and are not taking action because they have been misinformed or
worse, already misled by a credit repair company who did not get
results for them.
You may be one of those... you paid a credit repair
company month after month and could never get reliable assistance or
updates and never knew if anything was done at all for the money you
spent. Your hope was to improve your credit score so you would not have
to be embarassed when you went it to buy your next car or to buy some
furniture, but they did nothing for you, and you know that if you use
credit you have to explain your credit score and in all honesty, you'd
just rather not bother.
I
am a local real estate broker, not a national, faceless, 800 number,
and I am here to tell you that owning a home by your next birthday or your anniversary or whatever date you want just may be possible. Whatever it is that
drives you crazy about having to rent, whether its having to deal with
your landlord, not being able to landscape like you want, or not
being able to put that playscape up for your kids, or convert that room
to an office... having all that behind you could all be months
away... all you have to do is check us out.
There is actually nothing I can do do convince you except to GUARANTEE
that if we cannot fix your credit enough to buy a home we will not
charge you ONE CENT or waste one second of your time! Not one single, solitary cent will be collected unless we can put you in position to buy a home, and that is ONLY if you want to be put in that position! Let's face it, who wouldn't? THERE'S
MORE TO YOUR GUARANTEE... Should you move forward to have your credit
repaired, get this - When your credit is repaired, and you do buy a
home, we will REIMBURSE your expenses for Credit Repair.
That's right... FREE Credit Repair, and the only catch is that you buy a home... which you wanted to do anyway ! !
If we can help you, then the cost to do the credit repair is the LEAST EXPENSIVE you will ever see because it is real and it works!
Let's summarize:
1. If your credit cannot be repaired to the point where you can purhcase a home, you will be charged -0-, Zero, Nada, Zilch
2.
If you choose to use our service and do not buy a home, you had your
credit repaired for LESS than you can anywhere else.
3. If you do buy a home, then your credit repair was FREE!
Not sure there's a downside here. but then you have to decide that.
Let's discuss a few of those myths that cause many people to resist taking on credit repair:
Myth 1) Yes, it is commonly believed that
it takes a loooong time to accomplish credit repair... some of my
clients have actually gone down that road and it took up
to a year. Many credit repair services actually tell their prospects that it
will take up to a year or more. To test this, I actually contacted a
law firm practicing credit repair and was told that it could take up to
a year. | Myth 1 - Not True - The credit repair service we refer our clients to can have your credit repaired in far less time. As a matter of fact most of their customers are complete in 45 days or less, yes I said "most" meaning over half.
What do I mean by complete? Well, that would be a credit score good
enough to buy a home with market terms, not some super high interest
rate for low credit customers.
Let me repeat - most
are complete in 45 days!! Those that take longer can be in process for
several months, but nowhere near a year! |
Myth 2) It
is believed that Credit Repair is an expensive process... many credit
repair companies charge monthly fees and by the time it is over, those
fees can add up to $1,000 or more. If you think about it... collecting monthly fees just might be one reason that the process drags our so long.
| Myth 2 - Not True - Let me rephrase... it is true that most credit repair services are
expensive and that some charge monthly fees. Those that do not
can still be expensive, as one very popular law firm charges $1,000
flat for their service.
The reason the answer is "Not True" is that it does not have to be expensive.
As a matter of fact, the service we refer charges a $250 flat fee for
each person, and guess what, they want to get your credit repaired
correctly, legally, properly and timely because the longer it takes,
the more it costs them!
If they cannot bring your credit score
to an acceptable level within a reasonable time frame, they will inform
you that you should no spend the money to do so, with them or anyone
else... now that's the kind of service we want from any company isn't
it? |
Myth 3) Many Americans believe that services such as "FreeCreditReport.com" will give them an accurate reflection of their credit. After all, those comercials would not mislead us would they?
| Myth 3 - Not True - The
fact is that services like FreeCreditReport.com DOES NOT give you the
same credit score that a mortgage lender will find when they pull your
credit report. Without going into a lot of complicated detail on
what sources are used and how and when those are used and wich are
outdated and how scored are compiled, the bottom line is this...
pulling your credit from places like FreeCreditReport.com better be
free because it is NOT an accurate reflection of your credit score used
when you want to buy a home.
You
can actually get a REAL LIVE credit report like the one your mortgage
company will see by spending about $9 for one or $18 for two of you. |
One
last myth - Your credit is just too bad to be corrected enough so that
you can buy a house... NO, NO, NO... let a professional make that
decision... don't pass the chance to own your own home because of
incorrect information, and that is what you proably have if you have
listened to others about credit repair. We
can and are willing to help and do not want you to be hampered by
myths... There
are LOTS more myths that we would like to correct for you, so call or
email us any time. Why would I do that? Its simple... if your
credit is repaired, then you can buy a home... hopefully you will call
me to help you... its as simple as that. If you have to wait it out and
we just cannot help you, I will be straight with you and let you know
that too, BUT
you would be shocked at how many people were convinced no one
could help them, and then we did help them get their credit
repaired, and they live in their new home today!!
In all sincerity, I
would leave the info right here on the site, but then any and every
real estate agent would be able to access this credit repair source and
my competitive advantage is gone... sorry, but all it takes is a phone
call to 512-844-3254 or contact us below... we'll give you the TRUTH about how soon you can OWN YOUR HOME.
Remember...
- If we cannot get your credit improved enough to purchase a home, we will tell you that and it costs you NOTHING.
- If
we repair your credit and you do not buy a home, your credit repair
investment will be less than anywhere else, and it will help you
financially from now on, saving you far more in interest and payments than you invested to have your credit repaired..
- FINALLY...
FREE Credit Repair - If you do buy a home, your credit repair will cost you NOTHING because
we will reimburse you the cost of the credit repair.
Go Ahead... check it out... sometimes there really is nothing to lose, and this is one of those times....
I
hope these Myths and the real truths were
helpful... contact us if you'd like to buy a home... let a credit Pro
tell you whether you will be able to or not... find out for sure if
you, or you and your family can spend your next birthday or family
holiday in your very own home... don't let MYTHS keep you from the joys
that owning a home will mean to you!!
Make it a Powerful Day!
Stuart Sutton 512-844-3254 Stuart@StuartSutton.com
|